One who willfully deceives another person with intent to induce that person to alter [his] [her] position to that person's injury or risk is liable for any damage the person thereby suffers.
As used in these instructions, a "deceit" is:
1) the suggestion as a fact of that which is not true by one who does not believe it to be true;
2) the assertion as a fact of that which is not true by one who has no reasonable ground for believing it to be true;
3) the suppression of a fact by one who is bound to disclose it, or who gives information of other facts that are likely to mislead for want of communication of that fact; or
4) a promise made without any intention of performing.